Master Business Budget Management

We built this program after working with hundreds of small businesses struggling with cash flow and financial planning. It's practical, focused on real-world scenarios, and starts September 2025.

View Program Details
12 Weeks Duration
24 Live Sessions
Business professionals collaborating on budget planning and financial strategy

What You'll Actually Learn

Four focused phases that take you from basic budget setup to advanced forecasting. Each phase builds on the previous one, so you develop real skills instead of just learning theory.

1

Foundation and Assessment

Weeks 1-3

Start by understanding where your money actually goes. Most business owners are surprised when they see their real spending patterns laid out clearly. We use your own numbers, not generic examples.

  • Chart of accounts setup
  • Cash flow tracking systems
  • Current state analysis
  • Expense categorization
2

Building Your Operating Budget

Weeks 4-6

Create a working budget that reflects how your business actually operates. We focus on practical tools you can use immediately, including spreadsheet templates and simple forecasting methods.

  • Fixed vs variable costs
  • Revenue projection methods
  • Monthly budget creation
  • Seasonal adjustments
3

Advanced Forecasting Techniques

Weeks 7-9

Learn to predict future cash needs and plan for growth. This phase covers scenario planning and helps you prepare for different business situations without complicated financial models.

  • 12-month projections
  • Scenario planning basics
  • Capital expenditure budgeting
  • Break-even analysis
4

Monitoring and Adjustment

Weeks 10-12

Set up systems to track performance and make adjustments as needed. You'll learn what metrics matter for your specific business and how to spot problems before they become serious.

  • Variance analysis
  • Key performance indicators
  • Monthly review processes
  • Adjustment strategies

Your Instructors

Declan Northcott financial instructor and budget planning expert

Declan Northcott

Lead Instructor

Spent fifteen years helping manufacturing businesses in Thailand improve their financial operations. Started as a junior accountant and worked my way up through controller roles at three different companies before consulting independently since 2019.

Manufacturing Finance Cost Analysis Budget Planning
Freja Lindholm retail finance specialist and cash flow expert

Freja Lindholm

Financial Planning Specialist

My background is retail and service businesses, which have unique cash flow challenges. I've managed finances for restaurant groups and retail chains, so I understand businesses where revenue can swing wildly week to week. Now I teach others how to handle that uncertainty.

Cash Flow Management Retail Finance Forecasting